Inland Marine Insurance
Orlando | Sarasota | West Palm Beach
Despite what the name suggests, inland marine insurance is much different from standard marine insurance. Rather than providing coverage for boats and items transported over water, inland marine insurance covers property that is transported over land via train or truck, or property that is in temporary storage by a third party. Inland marine insurance is often used to cover cargo theft and damage to items caused by collisions in transit.
What is Covered by Inland Marine Insurance?
Often, your company’s Business Owners Policy or Commercial Package Policy will suffice as coverage for your company property, including equipment that is regularly carried by employees to job sites or to and from home each day. It’s when the equipment is shipped over long distances or temporarily warehoused by a third party that Inland Marine Insurance becomes an important addition to your commercial policy.
Inland Marine Insurance can provide coverage for a large range of specialty products and equipment, including
- Cameras and photography equipment
- Musical instruments and equipment
- Construction equipment, machinery, and tools
- Computers and electronic devices
- Medical equipment
- Tradeshow booths and supplies
- Cell phone communication towers
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Do You Need an Inland Marine Policy?
Inland marine insurance is not mandatory but can be a lifesaver for businesses that transport or store products on a regular basis. No one expects an emergency to happen, but the equipment that is covered by these policies is typically critical to business operations and very expensive to replace. Many business owners prefer to have the peace of mind knowing that their property is fully covered during transport and that any theft or damage will not result in business downtime.
At Signature Insurance Group, our expert insurance agents can review your company’s specific situation and determine the best policy to match your needs.Back to Business Insurance
Inland Marine Insurance in Longwood FL, Melbourne FL and Venice FL
Serving the Entire State of Florida